Using this website (including accessing communications sent by or for us) is your agreement to these terms, as amended from time to time. Please take the time to read them. Contact us if you have any suggestions or complaints.
We often write about financial products. However, nothing on this site or in any communication for us represents in any way that any financial product is right for you. It is not personal financial advice. We only ever provide factual information or general financial advice – advice that does not take into account your relevant circumstances (that is, your objectives, financial situation or needs).
Before making any investment decisions:
- make your own enquiries,
- obtain and read the offer document carefully,
- consider the appropriateness of what you are reading in light of your own objectives, financial situation and needs, and
- seek timely professional advice.
Many of the products we speak about are available only to wholesale clients (as the Corporations Act defines this), and depending on your circumstances you may not be able to invest: refer to the offer document or seek advice.
Investing involves risk. It is rare that capital or returns are in any way guaranteed. You can lose as well as make money.
The past (including past performance) is not a reliable indicator of what may happen in the future.
Any past performance figures you see are usually calculated pre-tax and after management fees and expenses, and assume distribution reinvestment but does not take into account inflation – but read the fine print each time. And the future is unknown – what we or anyone else may think will happen may not.
Matters concerning what may happen in the future are uncertain and may not happen.
Unit prices are generally are the most recent available a t the time of publication, but are historical and pricing you may receive is likely to be different.
About our financial services
You will find a copy of our financial services guide or FSG here. It explains the scope of our financial services and other important matters.
About this site and communications
We are not responsible in any way for any financial product which we refer to on this site or in any communication.
We are not responsible in any way for communication prepared by others, even if you receive it through us.
In maintaining this site and in preparing communications, we do rely in good faith on information provided by product providers and others. Our reliance is in good faith – we are not responsible if it proves incorrect.
We take reasonable care in what we prepare. Remember however that opinions we may give are just that – our views on products and markets. Our opinions may prove to be wrong. Others may have different views.
Except to the extent law imposes an obligation we cannot exclude, no promise is given by us, implied or otherwise, that this site and any communications are accurate and complete. All obligations which might otherwise be implied or imposed on us by law or equity in relation to this website and communications are expressly excluded to the extent permitted by law. Loss arising to you from use of this site and communications is limited to resupply by us of the services. Under no circumstances will we be liable for any special or consequential damages.
We are paid by fund managers that we represent. See our FSG for more details.
If something we do disappoints you, please contact us. We will do our best to resolve your concerns within 45 days. If you remain unhappy and you are a retail client (as the Corporations Act defines this) we will always tell you other steps you can take – one of these is to take your complaint to:
The Financial Ombudsman Service
GPO Box 3, Melbourne, Victoria, 3001
T: 1300 78 08 08 | E: email@example.com.
The Financial Ombudsman Service (FOS) is independent of us. FOS does have some rules which may change from time to time, including that the claim involved must generally be under a certain financial amount – current details can be obtained from www.fos.org.au.
About this site
We may amend this site without telling you.
We own copyright on all information contained on this website and any communications (or have the right to use it). You may reproduce information for your personal use only. We reserve all other rights. You may not link to this site without our agreement. We are not responsible for links to outside this site. You must not modify this site. Unless otherwise stated, all figures are in Australian dollars and include net GST.
This website and any communication are for persons located in, and are designed to meet only the laws of, Australia. To the extent permitted by Australian law, all representations, warranties and other terms are excluded. This website is not for use by people not located in Australia. It is very likely that it does not comply with all foreign laws. In any dispute arising from this site, New South Wales laws apply. You consent to the exclusive jurisdiction of the courts of New South Wales, Australia.
© 2017 Winston Capital Partners Pty Ltd | ABN 29 159 382 813 | AFSL No.469556 | www.winstoncapital.com.au